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Dutch Gross to Net Salary Calculator

Work out your Dutch net salary for 2026 from your gross. See income tax (Box 1), the algemene heffingskorting and arbeidskorting credits, the 8% vakantiegeld, and an optional 30%-ruling toggle.

How to use the Net Salary Netherlands

  1. 01

    Enter your gross annual salary in EUR.

  2. 02

    Toggle the 30%-ruling on if you are an eligible incoming employee.

  3. 03

    See your net per month and per year instantly, with tax and credits broken out.

How the calculator works

This calculator turns a gross annual salary into a net figure per month and per year. It applies the official 2026 Box 1 brackets for people below AOW age together with the algemene heffingskorting and arbeidskorting.

Everything runs in your browser and no data is sent to any server.

The brackets and credits it applies

The calculation uses the 2026 Box 1 income tax brackets, then subtracts the two main tax credits: the algemene heffingskorting and the arbeidskorting. On top of that it accounts for the 8% vakantiegeld.

The 30%-ruling toggle

An integrated 30%-ruling toggle reduces the taxable base to 70% of gross for eligible incoming employees, a feature most free calculators leave out. Turn it on only if you qualify.

Reading your result

The result breaks out the income tax, the two credits, the average and marginal rates, and the 8% vakantiegeld, so you can see how the net figure is built from the gross.

Estimate, not tax advice

This is an estimate and not tax advice. Your exact take-home pay can differ from the official figures, so treat the result as a guide rather than a final number.

Frequently asked questions

How is Dutch wage tax (loonheffing) calculated for 2026?

Box 1 income is taxed in progressive brackets: 35.75% up to 38,883 EUR, 37.56% from 38,883 to 78,426 EUR, and 49.50% above. Two payroll tax credits, the algemene heffingskorting (general credit) and the arbeidskorting (labour credit), are then subtracted from the tax, which lowers what you actually pay.

What is the 30%-ruling and how does the toggle work?

The 30%-regeling lets eligible incoming employees receive up to 30% of their salary tax-free in 2026 (dropping to 27% from 2027). With the toggle on, only 70% of your gross is treated as taxable, so the tax owed falls and your net rises.

Is vakantiegeld included in the net figure?

No. Vakantiegeld (8% holiday allowance) is shown separately because it is reserved through the year and usually paid as a lump sum in May. The net per month and per year here are based on your regular gross salary.

Does this give my exact take-home pay?

No, it is an estimate. It excludes pension premiums, the income-dependent Zvw healthcare contribution, employer costs, and any personal deductions such as mortgage interest relief. Your payslip may differ. Not tax advice.

Sources

This tool is for general information only and is not financial, tax, or legal advice. Results are estimates that depend on your situation and current rules, so check the official source or a qualified professional before you act.

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