Monu Tools

Finance Calculators

German online calculators for salary, taxes and VAT.

Salary Calculator

Calculate your German net salary with the official 2025 & 2026 payroll-tax algorithm: tax class, Bundesland, church tax, children and public or private insurance.

VAT Calculator

Calculate VAT for Germany (19/7 %), Austria (20/13/10 %) and Switzerland (8.1/2.6/3.8 %), both ways: add VAT to a net amount or remove it from a gross amount.

Elterngeld Calculator

Estimate German Elterngeld: Basiselterngeld and ElterngeldPlus, with the sibling bonus and multiple-birth bonus, based on your net income before birth.

Pension Calculator

Estimate your German statutory pension from your salary and contribution years using the official pension formula, including early or later retirement and health and care insurance.

Compound Interest

Project how savings or an ETF plan grow with compound interest. Set a starting amount, monthly contribution, return and duration, and watch the balance grow year by year.

Income Tax

Calculate German income tax from your taxable income using the official 2026 tariff, with the splitting tariff for couples, solidarity surcharge and church tax.

Severance Calculator

Estimate the tax on a German severance payment with the one-fifth rule (§34 EStG), and see how much that rule saves compared with normal taxation.

Sick Pay Calculator

Estimate German statutory sick pay (Krankengeld): 70 % of your gross, capped at 90 % of net and the contribution ceiling, minus social contributions.

Vacation Calculator

Work out your German statutory vacation entitlement, pro-rated for part-time working days and a partial year, under the Federal Leave Act (BUrlG).

Rent Calculator

Add up cold rent, operating costs and heating into the warm rent, see the price per square metre, and check the rent-to-income ratio.

Nebenkosten Calculator

Work out your share of a building's operating costs by living area and reconcile it against your advance payments, to see a refund or back payment.

Loan Calculator

Calculate the monthly payment, total interest and effective APR for an annuity loan or credit. Includes an optional fee and a year-by-year repayment chart.

Hourly Wage

Convert between an hourly rate and weekly, monthly and yearly pay, in both directions.

Pendlerpauschale

Calculate the German commuter allowance (Entfernungspauschale) from your one-way distance and number of working days.

Kfz-Steuer

Estimate the annual German motor vehicle tax (Kfz-Steuer) for cars first registered from 2021, from displacement, CO2 and fuel type.

Inflation

See how the purchasing power of an amount changes between two years, using the official German consumer price index.

French Income Tax

Estimate French income tax on 2025 income using the official 2026 barème, with the quotient familial (parts), plafonnement and décote.

French VAT

Calculate French TVA: enter an amount HT or TTC and get the breakdown at 20 %, 10 %, 5.5 %, or 2.1 %.

Loan Calculator

Calculate the monthly payment, total interest and credit cost for a French mortgage or loan. Includes assurance emprunteur.

Brut to Net

Convert a French monthly gross salary to net in seconds. Based on the official 2026 employee contribution rates: vieillesse, Agirc-Arrco, CSG/CRDS.

Pension Estimator

Estimate your French base-regime state pension (régime général). Enter your average salary, quarters validated and required, and see the monthly pension with taux plein or decote applied.

IRPF Calculator

Estimate Spanish IRPF income tax for 2026 using the combined estatal and autonomica scale. Enter your base liquidable and see cuota, tipo medio, and tipo marginal.

IVA Calculator

Calculate Spanish IVA for 2026. Enter the base (excl. IVA) or total (incl. IVA) and see the full breakdown at 21 %, 10 %, or 4 %.

Severance Calculator

Calculate Spanish statutory severance pay (indemnizacion por despido) for 2026. Enter your monthly salary, years of service, and dismissal type to see the indemnizacion and whether the monthly salary cap applies.

Net Salary Spain

Calculate your Spanish net salary for 2026. Enter your annual gross and pay period count (12 or 14) to see take-home pay after Seguridad Social (6.5 %) and IRPF withholding.

Net Salary Netherlands

Work out your Dutch net salary for 2026 from your gross. See income tax (Box 1), the algemene heffingskorting and arbeidskorting credits, the 8% vakantiegeld, and an optional 30%-ruling toggle.

BTW

Calculate Dutch BTW for 2026. Enter a net amount (excl. BTW) or a gross amount and get the full breakdown at the 21% standard rate or the 9% reduced rate.

Vakantiegeld

Calculate your Dutch vakantiegeld (holiday allowance) for 2026. Enter your gross annual salary and see the 8% allowance, the amount reserved each month, and the net you keep after marginal-rate tax.

Transitievergoeding

Calculate your Dutch transitievergoeding (statutory severance) for 2026. Enter your gross monthly salary and years of service to see the 1/3-month-per-year payment, the statutory maximum, and the amount after the cap.

Take-Home Pay

Work out your UK take-home pay for the 2025/26 tax year. Enter your gross salary, choose England, Wales and NI or Scotland, and add a student loan plan to see income tax, National Insurance, and your net pay per month and per year.

VAT Calculator

Calculate UK VAT fast. Enter a net amount (excl. VAT) or a gross amount and get the full breakdown at the 20% standard rate, the 5% reduced rate, or the 0% zero rate.

Redundancy Pay

Work out your UK statutory redundancy pay for 2025/26. Enter your age, full years of service, and gross weekly pay to see the weeks of pay you are owed and the total, with the 719 GBP weekly cap applied.

Paycheck Calculator

Work out your US federal take-home pay for 2025. Enter your gross salary and filing status to see federal income tax, Social Security and Medicare (FICA), and your net pay per month, per year, and per biweekly paycheck.

Sales Tax Calculator

Add US sales tax to a price or reverse it out of a total. Enter your combined state plus local rate, or pick a common preset, and see the subtotal, the tax, and the total.

IRPEF Calculator

Estimate Italian IRPEF income tax for 2026 using the three-bracket scale and the standard detrazione lavoro dipendente. Enter your taxable income and see IRPEF lorda, detrazione, IRPEF netta, and effective rate.

Net Salary Italy

Calculate your Italian net salary for 2026 from RAL. Includes INPS contributions, IRPEF on the imponibile, and addizionali regionale and comunale.

IVA Italy

Calculate Italian IVA for 2026. Enter an imponibile (excl. IVA) or a gross total and get the full breakdown at 22 %, 10 %, 5 %, or 4 %.

TFR Calculator

Calculate your Italian TFR (Trattamento di Fine Rapporto) with yearly rivalutazione. Enter RAL, years of service, and revaluation rate to see the TFR accumulated, the annual quota, and how much rivalutazione adds versus the flat figure.