Convert a French monthly gross salary to net in seconds. Based on the official 2026 employee contribution rates: vieillesse, Agirc-Arrco, CSG/CRDS.
How to use the Brut to Net
Enter your monthly gross salary in euros.
Select your employee status: Non-cadre or Cadre.
See your monthly and annual net salary and a full breakdown of social contributions.
This calculator applies France's official 2026 employee social contribution rates to convert a monthly gross salary to net. You enter a monthly brut figure and it deducts the employee contributions to arrive at net.
It is built for the private-sector regime general, the situation that applies to most employees.
It covers vieillesse (retraite de base), retraite complementaire Agirc-Arrco (ARRCO T1/T2, CEG, CET), and the CSG/CRDS levy on 98.25% of gross. Together these make up the main deductions from a private-sector payslip.
The result is your estimated monthly net, the amount left after employee contributions but before income tax. It shows how brut becomes net so you can compare an offer or check a payslip.
It does not include mutuelle, Alsace-Moselle supplements, heures supplementaires, or income tax withholding (prelevement a la source). Your actual net after tax will therefore be lower than the figure shown here.
All calculations run in your browser. Treat this as an estimate for the regime general rather than an exact payslip. Official figures may differ, and this is not financial advice.
Frequently asked questions
Your gross salary (salaire brut) is what your employer pays before deductions. Your net salary (salaire net) is what you receive after the employee social contributions are deducted. Contributions cover old-age insurance (vieillesse), supplementary pension (Agirc-Arrco), and the CSG/CRDS levy.
Cadre (executive) employees pay a small additional contribution called APEC (Association pour l'emploi des cadres) on top of the standard contributions. Since the 2019 Agirc-Arrco merger, the retraite complementaire rates for T1 are nearly the same for both statuses. The difference only becomes significant above the PASS (4,005 EUR/month in 2026), where Tranche 2 rates apply.
The PASS (plafond annuel de la Securite sociale) is the annual ceiling used to calculate capped contributions. For 2026 the monthly PASS is 4,005 EUR. Contributions such as vieillesse plafonnee and ARRCO T1 apply only up to this amount; T2 rates apply to the slice above it up to 8 times the PASS.
The net imposable (taxable net) is slightly higher than the net salary because not all of the CSG is tax-deductible. The 2.40% non-deductible CSG and the 0.50% CRDS are added back to the net to give the taxable base for income tax withholding (prelevement a la source).
This is an estimate of the statutory employee contributions under the regime general. Your pay slip may differ if you are subject to Alsace-Moselle rules, have a complementary health insurance (mutuelle) deducted from your pay, work overtime hours, or if your employer applies specific collective agreements.
This tool is for general information only and is not financial, tax, or legal advice. Results are estimates that depend on your situation and current rules, so check the official source or a qualified professional before you act.
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